European Health Insurance Card (EHIC) continues to be valid after the UK Government secured an agreement with the EU last year but Britons have been warned of the potential difficulties.
According to a recent study by A Place in the Sun, in partnership with the Foreign, Commonwealth and Development Office (FCDO) and Department of Health and Social Care, over 46 percent of Britons were not aware their EHIC still enables them to have free access to healthcare in Spain or any other EU country.
This is not only for expats living abroad, but also for Britons going on holiday.
People can still use their EHIC cards at hospitals and clinics in any EU country.
When the card expires, Britons can apply for the new Global Health Insurance Card (GHIC) which will provide the same access.
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“The agreement we have made with the European Union continues the flexibility for travellers accessing healthcare in the EU and ensures the costs of healthcare for certain groups including eligible pensioners are covered when they move to those countries.
Andy Bridge, the Managing Director of A Place in the Sun, said:
“Although British nationals can only now spend 90 out of 180 days in Spain before having to apply for a visa, this is welcome clarification to holidaymakers, homeowners and would be property buyers.”
Nigel Ayres, an expat living in Spain explained that private insurance is essential, and getting it is one of the main problem Briton face when they decide to move abroad.
Nigel explained: “The other option is a Golden Visa which has a slightly lower income requirement but requires an investment of €500,000 in property in Spain.”
One of the requirements of the non-lucrative visa is having private health insurance.
Applicants must have a private health insurance policy with full coverage in Spain by a Spanish insurance company for at least one year.